Cincinnati Bankruptcy Attorney
Finding a Path to a More Secure Future
Are you struggling with rising credit card debt, dealing with wage garnishment, or facing foreclosure or vehicle repossession? The Southard Law Firm, L.L.C. represents clients filing for Chapter 7 and Chapter 13 bankruptcy. Cincinnati bankruptcy lawyer, Arthur Southard, provides personalized legal representation to help our clients find the best course of action to resolve their debt problems.
Making the Decision to File for Bankruptcy
Life throws curveballs, and some are financially devastating. An illness, injury, divorce, or job loss can make it difficult to keep up with your financial obligations. When you are facing mounting debt and lack the financial resources to pay it off, our bankruptcy attorney in Cincinnati can help you determine if bankruptcy is a possibility for you.
Bankruptcy may be the best option if you are dealing with:
- Wage garnishment
- Medical bills not covered by insurance
- Excessive credit card debt
- Low-value assets or assets that are worth less than your debt
- No savings to pay off debt
Most bankruptcies are filed under Chapter 7 or Chapter 13 of the U.S. Bankruptcy Code. Chapter 7 enables you to wipe out credit card debt, medical bills, and other unsecured debt in as little as 90 days. Chapter 13 allows you to stop foreclosures and catch up on past-due mortgage and car payments over a period of three to five years.
Stop Creditor Harassment
When you get behind on your payments and the phone starts ringing, you may feel overwhelmed, frustrated, and unsure about your family’s financial future. Ending creditor harassment is a big advantage of filing for bankruptcy. The Southard Law Firm, L.L.C. is here to explain your options and provide the information you need to make the best decision for your situation.
Please call (513) 399-8806 to get advice from a skilled bankruptcy attorney.